Gayle Hoshstrasser

Regional Sales Manager

Office: 205.962.9137 or 800.504.LOAN (5626) gayle@firstcapital.org

Contact: Gayle Hoshstrasser, Regional Sales Manager
Alabama & Georgia
Office: 205.962.9137 or 800.504.LOAN (5626) 
Email: gayle@firstcapital.org
Counties Served: All other Georgia counties.

Gayle has more than 25 years of experience in the banking industry, specializing in commercial banking. As a top producer helping businesses realize their dreams of real estate ownership, she became enamored with the SBA 504 program and took the full leap into SBA lending as a Business Development Officer/SBA Specialist for JP Morgan Chase Bank and then Regions Bank. In 2020, Gayle joined the FCF/FFC team as an underwriter and now serves as Regional Sales Manager, facilitating the company’s expansion into Alabama and Georgia. From 2019-2022, she served on the Florida Association of Government Guaranteed Lenders (FLAGGL) Board and is active with other non-profits, including weVenture which ignites the power of women entrepreneurs.

Marsha Asbury-Turner

VP Sales

Office: 850.566.6152 marsha@kfujhb.com

Contact: Marsha Asbury-Turner, BDO
Office: 850.566.6152  Fax: 855.777.3590
Email: marsha@kfujhb.com
Counties Served: Atkinson, Baker, Berrien, Brooks, Calhoun, Clay, Clinch, Coffee, Colquitt, Cook, Crisp, Decatur, Dougherty, Early, Echols, Grady, Irwin, Lanier, Lee, Lowndes, Miller, Mitchell, Seminole, Terrell, Thomas, Tift, Turner, Ware, and Worth.

Iris DeSpain

VP Corporate Sales

Office: 813-951-1094 iris@firstcapital.org

Contact: Iris DeSpain
Office: 813.951.1094  
Email: iris@firstcapital.org
Serving all Georgia counties.

Iris serves as a Vice President and Business Development Officer for the Georgia market.  With over 20 years of commercial banking experience, she has a diversified skill set across the banking landscape encompassing SBA, business development, treasury management, credit structuring and relationship management.  Her business credit experience includes providing lending solutions to finance owner-occupied commercial real estate, equipment, construction projects, partner buyouts, debt refinancing, and leasehold improvements. In addition, Iris speaks fluent Spanish.

Scott Radway

VP Sales

Office: 727.871.8033 scott@kfujhb.com

Contact: Scott Radway, VP & BDO
Office: 727.871.8033  Fax: 855.742.6233
Email: scott@kfujhb.com
Counties Served: Hernando, Hillsborough, Pasco, Pinellas, and Polk.

Scott serves as a Vice President and Business Development Officer for the Tampa Bay Area and is based in Tampa. He has over 30 years of commercial banking experience. Prior to joining the company, Scott was the Business Banking Sales Manager in Hillsborough County for Wells Fargo. He also was the Business Banking Sales Manager for Regions Bank from 1998 to 2011 and was responsible for Broward and Palm Beach Counties. He received a B.S. in Finance from Florida State University. Scott is responsible for 5 counties in the Tampa Bay Area: Hernando, Hillsborough, Pasco, Pinellas and Polk.

Laurel McNamara

BDO Sales

Office: 561.764.4881 laurel@kfujhb.com

Contact: Laurel McNamara, BDO
Office: 561.764.4881
Email: laurel@kfujhb.com
Counties Served: Palm Beach.

Laurel serves as a Business Development Officer for Palm Beach County, Florida. Laurel earned her B.S. in Biological Sciences from Arizona State University. She has over 10 years of nationwide SBA-related lending experience and is active on many National SBA Association Committees and the Risk Management Association of South Florida Board.

William Wilson, CFP®, CCIM

VP Sales

Office: 239.691.4249 william@kfujhb.com

Contact: William Wilson, CFP®, CCIM – VP & BDO 
Office: 239.691.4249  Fax: 833.219.8017
Email: william@kfujhb.com
Counties Served: Charlotte, Collier, DeSoto, Glades, Hardee, Hendry, Highlands, Lee, Manatee, and Sarasota.

William serves as a Vice President and Business Development Officer for the Southwest Florida Region and is based in Ft. Myers. He has been in banking, commercial and small business lending since 1995 and has financed tens of millions of dollars of projects in Chicago, Las Vegas and Northern California before joining Florida First Capital. William provides hands on involvement with our banking partners, commercial realtors and economic development organizations. He is active in numerous organizations, including the Realtor’s Association of Sarasota and Manatee and the CCIM Chapter of Florida. William received an undergraduate degree from Purdue University and an MBA from Keller Graduate School of Management. He is a Certified Financial Planner®, holds the prestigious Certified Commercial Investment Member designation and is an honorably discharged Army Reserve Officer. William is responsible for 10 counties in the Southwest Region: Manatee, Sarasota, Hardee, De Soto, Highlands, Charlotte, Glades, Lee, Hendry and Collier. 

Mark Kruse

Executive Vice President & General Counsel

Office: 800.504.LOAN (5626) or 850-681-3601 mark@kfujhb.com

Contact: Mark Kruse, EVP and General Counsel
Office: 800.504.LOAN (5626)  or 850-681-3601
Email: mark@kfujhb.com
Counties Served: Broward.

Mark serves as Executive Vice President and General Counsel and is based in Tallahassee. Mark’s extensive resume includes serving as Senior Advisor on Government Relations for Buchanan Ingersoll & Rooney – one of the largest law firms in the nation. He also has deep experience in Florida state government having worked as Director of Legislative Affairs and Policy Coordinator for Transportation and Economic Development for Governors Rick Scott and Ron DeSantis as well as having held several staff positions in the Florida Senate and the Florida House of Representatives. Previously, Mark served as the Director of Closing and Assistant General Counsel for Florida First Capital.

Gayle Hoshstrasser

Regional Sales Manager

Office: 205.962.9137 or 800.504.LOAN (5626) gayle@firstcapital.org

Contact: Gayle Hoshstrasser, Regional Sales Manager
Alabama & Georgia
Office: 205.962.9137 or 800.504.LOAN (5626) 
Email: gayle@firstcapital.org
Counties Served: All other Georgia counties.

Gayle has more than 25 years of experience in the banking industry, specializing in commercial banking. As a top producer helping businesses realize their dreams of real estate ownership, she became enamored with the SBA 504 program and took the full leap into SBA lending as a Business Development Officer/SBA Specialist for JP Morgan Chase Bank and then Regions Bank. In 2020, Gayle joined the FCF/FFC team as an underwriter and now serves as Regional Sales Manager, facilitating the company’s expansion into Alabama and Georgia. From 2019-2022, she served on the Florida Association of Government Guaranteed Lenders (FLAGGL) Board and is active with other non-profits, including weVenture which ignites the power of women entrepreneurs.

Marsha Asbury-Turner

VP Sales

Office: 850.566.6152 marsha@kfujhb.com

Contact: Marsha Asbury-Turner, BDO
Office: 850.566.6152  Fax: 855.777.3590
Email: marsha@kfujhb.com
Counties Served: Atkinson, Baker, Berrien, Brooks, Calhoun, Clay, Clinch, Coffee, Colquitt, Cook, Crisp, Decatur, Dougherty, Early, Echols, Grady, Irwin, Lanier, Lee, Lowndes, Miller, Mitchell, Seminole, Terrell, Thomas, Tift, Turner, Ware, and Worth.

Iris DeSpain

VP Corporate Sales

Office: 813-951-1094 iris@firstcapital.org

Contact: Iris DeSpain
Office: 813.951.1094  
Email: iris@firstcapital.org
Serving all Georgia counties.

Iris serves as a Vice President and Business Development Officer for the Georgia market.  With over 20 years of commercial banking experience, she has a diversified skill set across the banking landscape encompassing SBA, business development, treasury management, credit structuring and relationship management.  Her business credit experience includes providing lending solutions to finance owner-occupied commercial real estate, equipment, construction projects, partner buyouts, debt refinancing, and leasehold improvements. In addition, Iris speaks fluent Spanish.

Gayle Hoshstrasser

Regional Sales Manager

Office: 205.962.9137 or 800.504.LOAN (5626) gayle@firstcapital.org

Contact: Gayle Hoshstrasser, Regional Sales Manager
Alabama & Georgia
Office: 205.962.9137 or 800.504.LOAN (5626) 
Email: gayle@firstcapital.org
Counties Served: All other Georgia counties.

Gayle has more than 25 years of experience in the banking industry, specializing in commercial banking. As a top producer helping businesses realize their dreams of real estate ownership, she became enamored with the SBA 504 program and took the full leap into SBA lending as a Business Development Officer/SBA Specialist for JP Morgan Chase Bank and then Regions Bank. In 2020, Gayle joined the FCF/FFC team as an underwriter and now serves as Regional Sales Manager, facilitating the company’s expansion into Alabama and Georgia. From 2019-2022, she served on the Florida Association of Government Guaranteed Lenders (FLAGGL) Board and is active with other non-profits, including weVenture which ignites the power of women entrepreneurs.

Marsha Asbury-Turner

VP Sales

Office: 850.566.6152 marsha@kfujhb.com

Contact: Marsha Asbury-Turner, BDO
Office: 850.566.6152  Fax: 855.777.3590
Email: marsha@kfujhb.com
Counties Served: Atkinson, Baker, Berrien, Brooks, Calhoun, Clay, Clinch, Coffee, Colquitt, Cook, Crisp, Decatur, Dougherty, Early, Echols, Grady, Irwin, Lanier, Lee, Lowndes, Miller, Mitchell, Seminole, Terrell, Thomas, Tift, Turner, Ware, and Worth.

Iris DeSpain

VP Corporate Sales

Office: 813-951-1094 iris@firstcapital.org

Contact: Iris DeSpain
Office: 813.951.1094  
Email: iris@firstcapital.org
Serving all Georgia counties.

Iris serves as a Vice President and Business Development Officer for the Georgia market.  With over 20 years of commercial banking experience, she has a diversified skill set across the banking landscape encompassing SBA, business development, treasury management, credit structuring and relationship management.  Her business credit experience includes providing lending solutions to finance owner-occupied commercial real estate, equipment, construction projects, partner buyouts, debt refinancing, and leasehold improvements. In addition, Iris speaks fluent Spanish.